Business Advice

Explore Business Strategies for Long-Term Growth

At Essential Planner, we harness our deep expertise to offer tailored business advice, helping entrepreneurs and companies navigate challenges and seize opportunities. Whether you’re taking the first steps with a start-up, aiming to scale an established business, or seeking strategic insights for asset protection, our team is here to illuminate the path.

Business Growth

We provide practical ways to grow your business and then support you along the way.

Business planning
Information memorandum
Strategic capital raising
Business restructuring
Customer strategy & marketing
Digital transformation
Business development

Business Start-up

We provide you with the essentials to start your business on the right foot with a strategic plan, ongoing financial support and the correct taxation structure so you do not fail in the first 2 years.

Business plans
Company setups
Family trusts
Charity trusts
Unit trusts

Life Insurance & Income Protection

Life is unpredictable, but your financial security shouldn’t be. Our advisors assess your needs, ensuring you and your loved ones are covered against life’s uncertainties. From tailoring life insurance to devising income protection plans, we’re dedicated to shielding you from unforeseen financial burdens.

Asset Protection

Most people go to work, pay taxes, pay their bills and then spend what is left. We can show you how to structure your business so that you can distribute your profits in a tax-effective manner, lower your overall tax payable and protect your personal assets from creditors.

Corporate trustees
Discretionary trading trusts
Estate Planning
Small business capital gains tax exemptions

The Development Funding Program

Essential Business Advice is pleased to offer the “Development Funding Program” in order to show you how you can raise up to $2 million worth of property investment capital to be used to develop Australian property such as Commercial, Residential, House & Land packages, Apartment Blocks, Renovations, etc.

Over the course of the 3-month program, we will tailor the complete legal structure, put you in touch with the correct credit financiers and complete a professional information memorandum needed to transition your business from a building company to a development company.

The 5-star Google rated financial planners

Mick Carew

2023-10-12

11 out of 10

Yvette Reiser

2023-09-23

Cameron and his team go above and beyond to advise you on the best financial path to help you reach your goals.

Steve Savage

2023-09-21

When we turned to a financial advisor for assistance with superannuation we were impressed and delighted to have Cameron at Essential Planner make the choices we couldn't. Confidence is key and we have been very happy with his guidance to date.

Natalie Hue'ge de Serville

2023-08-19

Having Cameron as a financial planner has been a blessing, he has gone above and beyond to help my husband and I with our financial future. He answers questions after hours, which is a breath of fresh air when you really need answers quickly. If you are looking for a company to assist with your financial choices, THIS is the company.....you will not be disappointed. Don't wait, get in touch with Cameron now. Make your dreams for the future a reality.

Carl Searle

2023-08-09

Courteous, easy to understand and Cameron did exactly what he said he would. Pleasure to work with.

Julia Zielke

2023-08-08

Cameron, Michelle and the team have been fantastic. I found changing super funds and moving to a financial advisor such a big decision. Cameron was so patient with me and answered ever single little question that I had. Cameron really knows his stuff is 100% dedicated to getting results for clients. Highly recommend.

Ian

2023-08-04

Cameron Kelly has de-mystified the navigation moving from a locked down deferred superannuation fund to another fund with an allocated pension. He has provided high quality advice and expertise in allowing me to make confident and informed decisions about my financial future. Having an actively managed super fund allows me to take immediate advantage of market changes. Essential Planner staff are brilliant and very helpful with superb customer service with all enquiries, ensuring immediate follow up and resolution of issues that may arise. The package provided by Cameron through consultation meets our current and future financial needs. I strongly recommend that others consider Cameron Kelly and Essential Planner to manage their superannuation financial situation.

Megan Cleary

2023-07-17

I’m happy to give a 5 star review for the service I’ve received from Essential Planner. Cameron and his team have been very easy to work with. Cameron was able to explain Super in a way that made sense and all my questions were answered very promptly. Each step of the journey has been well managed. I’m loving my new portfolio and financial advice package. I feel organised and in control of my future. I’d highly recommend Cameron and his team to help you get retirement ready.

Jason Payne

2023-07-13

I have found Cameron & the team very supportive when going through the process of getting to know me, and their help in setting up for my future. I look forward to achieving these goals with your expertise to guide me along the way. Thank you.

Get All Your Superannuation Problems Sorted

Book Your Worry-Free Retirement Analysis

Whether you’re dreaming of an early retirement, want to discuss strategies for maximising your Super, or just want to make sure your Super is on the right track, that’s what our “Worry-Free Retirement Analysis” is for. We can address all your needs and answer any questions you may have.